This seems to be the month of the car repair. Almost all of our snowball has gone for car repairs this month. First it was my car needing bearings before it could pass inspection, then last week Michael's car started leaking oil. We also have been thinking about a trip to Georgia to have Christmas with family, and we're feeling really nervous about Michael's car (supposed to be the reliable one!). Our mechanic has been recommending a tune up for it. Thankfully, we did have some money saved up in our car maintenace envelope, so we didn't have to dip into the emergency fund. So far this month we've cash flowed:

rear bearings on the Kia
Oil change for the Kia
Inspection for the Kia

Some kind of $60 oil repair on the Buick (can't remember exactly what it was)
Tune up on the Buick

Somehow we do still have about $280 to throw at our current Sallie Mae loan this month. At least that's something.